Life (and Death) Happens: Why a Plan Is So Important

Growing up as the youngest of seven children I was surrounded by many maternal figures. The age difference between me and my oldest sister is sixteen years. In addition to the love from my parents, my siblings made sure I had everything I needed – everything except a plan for the unthinkable. At 10 years old, life was “normal.” I was doing well, going to school and hanging out with my friends. My childhood home was in the suburbs of Palm Desert, Calif. My siblings and I really didn’t want for anything. My father owned his own contracting business and

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How Retirees Can Earn Money Online

How Retirees Can Earn Money Online

As a retiree, there are many activities that you can spend your days engaged in. Maybe you’re working on a project that you’ve always dreamed of doing. Perhaps you’re living casually, traveling the world or ticking off items on your bucket list. How Retirees Can Earn Money Online Whatever it is you’re doing the chances are that you’ll need money to do it, and since you’re not working, you may not want to go ‘all out’. However, instead of returning to the typical 9-5 workforce, why not use the power of the internet to earn money from the comfort of your

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How to Budget Online Holiday Spending

How to Budget Online Holiday Spending

Five things you can do now to avoid post-holiday blues How to Budget Online Holiday Spending Online shopping has made the holidays considerably easier to manage in recent years.  No longer do shoppers have to elbow their way through massive crowds in shopping centers, wait in seemingly mile-line long lines to check out, and inch through enormous parking lot logjams at a snail’s pace. Instead, it takes far less time to click away on one site after another, loading up carts and checking out in about as much time as it takes to make a cup of coffee. With so

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How to Outsmart a Fraudster

Hands on the Money

Frauds and scams have escalated. Here are a few tips I received from my bank that will help keep us aware of scams. The following note appeared in my email this morning and I hope you take precautions to remain safe. "Carol, we've become aware of a widespread scam targeting bank customers nationwide, including ours. Please use caution when discussing your bank accounts over the phone as you could be chatting with a scammer, disguised as a Bank employee. Keep in mind, while we do make follow-up calls occasionally, we don't call our customers out of the blue." Here are

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Best Insurance Advice My Dad Ever Gave Me

Best Advice My Dad Ever Gave Me

Sometimes you get good advice and it’s not till much later that you realize the wisdom of the advice. Such is the case with advice from my dad. He often provided unsolicited advice about a host of things, which was usually unappreciated and not fully understood at the time. As a trainer for a large life insurance company he loved his job and was always in training mode, even at home. The best piece of advice he ever gave me was: Best Advice My Dad Ever Gave Me A portion of everything you earn is yours to keep. I found the advice to

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Ultimate Guide to Burial Insurance

With about 40% of adults in the U.S. foregoing life insurance, it makes sense to discuss how this can affect family members and close friends. For those of you who have played a part in financing a funeral when an uninsured family member or friend has passed away, certainly, you are intimately familiar with the financial burden that can accompany the grief of losing a loved one or close friend. When the market crashed in 2007, practically every working person in America felt the impact. Many seniors who were hoping to stop working postponed their retirement parties for financial reasons

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Death and the Family Hunt for Hidden Assets

Saving Money After Retirement

Where are you hiding assets? Are they stored away in a locked trunk in your attic? Are they located in boxes stacked on the back wall of your moldy basement? Or did you pile your valuable art and antiques in an off–site storage unit located two towns over from your house? Death and Family Hunt for Hidden Assets Do you have several passbook bank accounts from various banks scattered in the four towns you once lived in or three 401K Plans from prior employment? Have you hidden jewelry in tattered shoeboxes in the back of a third floor closet or in

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8 Amazing Part-Jobs for Seniors and Retirees

8 Amazing Part-Jobs for Seniors and Retirees

Life in retirement isn’t what it used to be. The economic landscape has changed, and people are living longer than ever. If you find yourself needing some extra money, or just bored, then you are in luck. There are plenty of part-time jobs available for retirees and seniors, and a lot of them can be done from the comfort of your own home. Virtual assistant Are you comfortable with technology? Perhaps you were an administrative assistant when you were working full-time. In that case, you should experience a smooth transition to becoming a virtual assistant. This is a great part-time

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High Earning Opportunities for 50 Years Young

Becoming an entrepreneur is not an easy task for anybody. It requires finding the right business for you. After determining which field of business to pursue, entrepreneurs need to plan their business goals strategically. For the lucky entrepreneurs, who already have arranged their capital, they can begin to implement their business plan. Let’s consider that you already have the capital to begin the business. So what’s the next step? Initially, start by implementing a smaller scale model of your business. Once the miniature version of your business plan becomes successful, all at once, expand extensively. Let’s look at some business

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