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SeniorNews
Social Security mmGuest Blogger

How Seniors Can Maximize Social Security Benefits

Financial problems of senior couple

If you’re approaching retirement, you may be wondering how you can receive the highest Social Security check possible. The Social Security Administration (SSA) offers monthly disability, survivors’ and retirement benefits to people who are no longer working. You may be eligible for more than one program. Here’s a little more information on how to know which program you’re eligible for, and when you should start drawing benefits: Disability vs. Retirement Social Security disability and retirement benefits are both offered by the SSA, but cannot be received at the same time. If you’re at your full retirement age (66-67 depending on

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Social Security mmJeff Dailey

2016 Guide to Social Security Benefits

2016 Guide to Social Security Benefits

Social Security is an important part of most Americans' retirement planning, so it's important to know how it works and how you can estimate your Social Security benefits. You should also understand your Social Security eligibility and how taking Social Security benefits before, at, or after full retirement age can affect your retirement income. 2016 Guide to Social Security Benefits How your Social Security benefit is calculated Unlike many pension plans, which are based on just the top few years of your earnings, Social Security takes your 35 highest-earning years into account when computing your benefit. Each year's income, up to the

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Social Security mmJeff Dailey

Social Security Spouse Eligibility

What to do with the elimination of Medigap Plans C & F

Spouse Eligibility In order to receive benefits from Social Security, spouses do not need to have worked and paid SS taxes.  The reason for this is that they qualify for the benefits on your record.  At their full retirement age, a spouse can receive benefits equal to ½ of the full amount of benefits you receive. A spouse can start receiving benefits as early as age 62, but the amount will be permanently reduced by a percentage based on the number of months until his/her full retirement age.  If your spouse is working but his/her benefits are lower than yours,

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Social Security mmKimberly Johnson

Social Security Makes Seniors Active Citizens

What to do with the elimination of Medigap Plans C & F

Social Security Makes Seniors Active Citizens Anyone who has been to a political gathering or tracked election-night statistics knows that America’s senior citizens are super-participators. More than younger adults, seniors regularly turn out to vote, make campaign contributions, and contact officials. It hasn’t always been this way. Decades ago, senior citizens were the least active age group. What changed? A major public program – Social Security – not only grew to provide economic security, but also helped turn older Americans into attentive, active, and politically effective citizens. How Social Security Encourages Seniors to be Active Citizens  Social Security Grows into a

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Social Security mmJeff Dailey

What is Social Security?

What is Social Security? Social Security in the United States refers to the (OASDI) program, Old-Age, Survivors, and Disability Insurance, which is the overall program that supports the following initiatives:What is Social Security? Federal Old-Age, Survivors, and Disability Insurance Unemployment benefits Temporary Assistance for Needy Families Health Insurance for Aged and Disabled (Medicare) Grants to States for Medical Assistance Programs (Medicaid) State Children's Health Insurance Program (SCHIP) Supplemental Security Income (SSI) Social Security is a social insurance program funded through dedicated payroll taxes called Federal Insurance Contributions Act (FICA). Tax deposits are formally entrusted to Federal Old-Age and Survivors Insurance

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Kathy Macaraeg has worked closely with seniors and their families for the past seven years and counts many 80+ year old women as he closest friends. She created http://www.caregivingmadeeasy.com as a way to share the knowledge she gained from her clients and their families with those struggling with caregiving challenges. Kathy lives in Los Angeles with her husband and two sons.

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How to Notice Signs of Functional Decline in Seniors

How to Notice Signs of Functional Decline in Seniors


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Bridging the Dental Care Gap

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