Guest BloggerImpact of Smart Technology on Insurers
With technological advancements have come the introduction of smart technology. This technology has crept into different industries and has started to impact individuals and insurers’ daily lives. This has led to increased security for insurers. There’s an improvement in health care quality, and this has allowed the insured people to make smarter decisions that are in line with their insurance policies. Smart Devices for Insurers Many smart devices can now play essential roles in helping the insured persons secure an excellent premium rate and secure their lives. Some of these devices are discussed below: Thermostats: In talking about homeowners’ insurance,
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SilveradoAnswers to 5 most Frequently Asked Hospice Questions
While most people have heard of hospice, a surprising number don’t have a complete understanding of the actual details of the method and purpose of it. November has been declared National Hospice and Palliative Care Month by the National Hospice and Palliative Care Organization (NHPCO), a time to help build awareness of comfort-based care among those it may benefit. Here are just a few common hospice questions and answers to them: What is the purpose of hospice? Hospice is a change of focus from curative treatments to a different set of goals - comfort and quality of life. Comfort care
Continue readingBest Insurance Advice My Dad Ever Gave Me
Sometimes you get good advice and it’s not till much later that you realize the wisdom of the advice. Such is the case with advice from my dad. He often provided unsolicited advice about a host of things, which was usually unappreciated and not fully understood at the time. As a trainer for a large life insurance company he loved his job and was always in training mode, even at home. The best piece of advice he ever gave me was: Best Advice My Dad Ever Gave Me A portion of everything you earn is yours to keep. I found the advice to
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Carol MarakConvenient Health Resource for Seniors
Being a solo senior aging at home, and like many patients, I don't have quick access to a physician. Yes, I could call the doctor's office and schedule a visit but as it stands today, appointments take at least a month to get in. Not so good if you just want a follow up visit. And if I have a non-emergency question or simply want a second opinion about a health care matter, I always relied on the web for answers. However, the web never served up results that addressed my specific concerns, nor can it answer my question like
Continue readingUltimate Guide to Burial Insurance
With about 40% of adults in the U.S. foregoing life insurance, it makes sense to discuss how this can affect family members and close friends. For those of you who have played a part in financing a funeral when an uninsured family member or friend has passed away, certainly, you are intimately familiar with the financial burden that can accompany the grief of losing a loved one or close friend. When the market crashed in 2007, practically every working person in America felt the impact. Many seniors who were hoping to stop working postponed their retirement parties for financial reasons
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Kylie JohnsonShould you Buy Travel Insurance?
A sudden emergency, bad weather or lost luggage can turn a dream vacation into a nightmare. Travel insurance offers peace of mind, covering cancellations, medical emergencies and more. Check out these common travel insurance scenarios to see if you could benefit from travel insurance on your next trip. What does travel insurance cover? Trip cancellations or interruptions Sometimes, situations beyond your control impact your travel plans. Weather, family tragedies, illness, work and other issues can cause you to cancel, postpone or interrupt your trip. Weather or worker delays: Some travel insurance policies offer reimbursement for trips interrupted by worker strikes or the weather. Sickness,
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Garrett BallDo All Doctors Accept Medigap
If you are turning 65 and comparing Medicare Supplement or Medigap plans, you will probably ask "do all doctors accept Medigap plans?". This is one of the most common questions for people turning 65 - it can seem complex, but the answer is actually very straight-forward. Do All Doctors Accept Medigap Put simply, when it comes to accepting Medigap plans, it all depends on if your doctor accepts Medicare itself. Medigap plans "follow" Medicare. So, if a doctor or hospital takes Medicare, they will accept your Medigap plan. It does not matter which company or plan you have since Medigap plans
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Jeff DaileySelecting Right Homeowner’s Insurance for your Lifestyle
Are you a first-time home buyer? An established homeowner? An empty nester? Whatever stage of life you’re in, it pays to make sure you have the right insurance – and you’re not paying for coverage you don’t need. Selecting Right Homeowner’s Insurance for your Lifestyle Homeowner policies can be customized to fit to your lifestyle, so you’re not automatically paying for coverage on home upgrades you don’t have, such as security systems, expensive jewelry or antique collections, says Charles Valinotti, senior vice president with insurer QBE. He says regardless of lifestyle stage, there’s one type of coverage everyone should have –
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Kimberly JohnsonComparing Life Insurance
Life Insurance is NOT a Commodity Nobody wants to talk to about life insurance. It’s just not an enjoyable topic. I mean who wants to pretend they are dead and then imagine all the heartache and financial ruin that comes to those you love? Nobody! But to the extent that you are willing to go through this mental exercise, there are things you should know about life insurance and one of the big ones is that life insurance is not a commodity. Comparing Life Insurance If you are deciding between two things and they are identical in every way then the
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