One of the better options out there is to take a defensive driving course that results in a 5% to 15% discount. The best part about this is that some states require insurance companies to offer this discount if you complete an accident-prevention course for “mature drivers,” though some of those same wiseacre states consider those as young as 50 “mature.” Finally, and this is a bit costlier, you can always buy a safer car. The IIHS has a number of safety picks highlighting safety features including electronic stability control, front crash prevention systems (especially those with autonomous braking) and adaptive headlights that help drivers see better on dark, curved roads by pivoting the beam in the direction of travel.

Just don’t feel pressured to stop driving. According to, nearly one-third of Americans 65 years old and older (30%) actually prefer their family to determine whether or not they should still have a driver’s license. That said, the National Safety Council found that 40% of Americans aren’t comfortable speaking to their parents about driving and would sooner discuss funeral arrangements or selling their home. Meanwhile, 26% of those 65 and older prefer to make the decision themselves, while 21% would like their doctor or caretaker to make the decision. Only 10% of senior citizens think the DMV or government should be able to make that decision. Driving beyond age 70 does comes with a cost, but unless there’s a distinct possibility that it’s going to cost you your life, the choice is still yours to make.

“No one wants to be the one to take away Mom or Dad’s keys, but sometimes it can be crucial for their safety,” says Cohen. “Plus, many seniors would actually prefer to hear it from a family member than from a police officer on the road. There are numerous online resources that people can use to make the conversation go as smoothly as possible.”

Jason Notte