The Value of a Downsized Home

Downsize And Trade Home Maintenance For Hours Of Free Time. The average American spends nearly two hours doing housework per day. Cooking, cleaning, repairing, yard work — it all adds up. Maybe you feel like your average day is even more than that. You may have an older home that demands more upkeep or a sprawling yard, or you might find yourself lugging things back and forth from garage to kitchen, upstairs and down again more than you’d like. Every new season also brings with it a barrage of home maintenance chores that not only cost money but can do

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Top 10 Board Games for Active Retirees

Top 10 Board Games for Active Retirees

Playing a board game is the perfect way to spend some time with the retirees. The variety of games allows for quality one on one time, as well as group fun with grandkids. Moreover, games are known to improve the health of the brain, which can prove to be a great tool in regard to the memory and logical thinking of seniors. And most importantly, this keeps seniors engaged, which reduces the dangers of senior isolation. Top 10 Board Games for Active Retirees Here are the top 10 board games every retiree can enjoy: 1.  Bingo Top 10 Board Games for Active Retirees

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How to Increase Your Self-Motivation

Cheerful seniors exercising on mats at park

Motivation occurs under many circumstances, but when you experience natural inspiration as a result of energy from your spirit, that’s when you’ll feel exuberant and eager to willingly devote time to your interests. Self-motivation helps when you’re trying to lose weight, become more invested in a goal for your future, quit an addiction, or even something as simple as getting your chores done. Boost Your Positive Thinking When you’re driven by daily goals and routines, motivation can be challenging if it doesn’t come naturally. You need a positive mental outlook. Train yourself to avoid negative thinking. Also, create a list

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What to Know About Landlords

A reader requests, "Many retirees opt to sell their homes and rent apartments.  It would be great to see something about dealing effectively with landlords as we age, particularly when it comes to important maintenance and safety issues.  Many owner landlords are reluctant to spend money or manpower on maintenance; and don't always take service requests or complaints submitted by older renters seriously and/or do not respond in a timely manner. And many seniors are reluctant to report or assert themselves for fear of reprisal or confrontational situations. Perhaps this falls somewhere under the "elder law" category?" Drive out rent

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Annuities and Qualifying for Public Benefits

Do you own an annuity? Annuities are a complicated subject and even more so when it comes to their effect on the Medicaid or VA Aid and Attendance application process. How can an annuity impact a person’s ability to qualify for Medicaid or VA benefits in the future? Before I answer the question, let’s start with some basics. Annuities are creditor protected insurance products that guarantee income. A qualified annuity is a financial product that accepts and grows funds. Premiums for qualified annuities are generally paid with pretax dollars, as are any investments purchased for use in a qualified retirement plan. “Qualified” is a descriptor given

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Tips on Saving Money for Retirement

A great question to ask when buying something, especially big ticket items, "Is this the best you can do?" It doesn't hurt to ask. A recent article at Money features Sam Parr, founder of The Hustle, a media company that produces a popular business newsletter, has raised over $1.3 million in funding. Parr credits most of his success to the smart money habits. Save More If you're frugal and shop smart, you can put what you save into a retirement account, don't just leave that extra money sitting in the bank. Put it in a savings account. Aside from saving

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Ways to Adjust to a New City

Are you starting over in a new city where you don't know anyone? Or thinking about making a move? Or maybe you've just moved to an independent living facility and know very few residents. I found an article on Livability and wanted to share a few great tips if you plan to make a move to a new city in the future. A few years back I made a move and glad for it. It was definitely life-changing and, rarely, disappointing - and it's something everyone should do at least once. After the move, it took a while to adjust

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Will My Advance Directive Work In Another State?

Smiling senior lady choosing travel tour with manager

Making sure your end-of-life wishes are followed no matter where you happen to be is important. If you move to a different state or split your time between one or more states, you should make sure your advance directive is valid in all the states you frequent. An advance directive gives instructions on the kind of medical care you would like to receive should you become unable to express your wishes yourself. It often designates someone to make medical decisions for you. Each state has its own laws setting forth requirements for valid advance directives and health care proxies. For

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Aging: Help Planning for Your Future

Aging: Help Planning for Your Future

Aging happens naturally, but aging well takes careful planning. Take steps to ensure that your financial, living, and medical needs are met in old age. When thinking about the elderly years and how they will play out usually starts after caregiving. It's when people understand the difficulties of growing older. Some see their parents deal with heart problems while others confront dementia and Alzheimer's disease. Observing decline is heart-wrenching. Caregivers feel parents are invincible but soon find out the contrary. What families learn about growing older is that getting organized and prepared for the golden years will help them the

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