Tips for Selecting the Right Skilled Nursing Facility

Staff ratios, certifications, therapists on-staff . . . there are so many factors to consider when having to choose a nursing facility. Most importantly, does the site provide quality care? Below we walk through the challenges, the types of facilities, and what to look for, as you look to select the long-term care facility that is right for you. Challenges of Finding a Quality Nursing Facility Your first task is to understand what type of facility you need. If you're coming from a hospital or other facility, your doctors and nurses will help. Here are some of the terms you

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Durable Medical Equipment & Medicare

Durable Medical Equipment & Medicare

Many baby boomers rely on Durable Medical Equipment (DME) supplies for their daily activities. Medicare covers medically necessary supplies such as a wheelchair, CPAP machine, or oxygen tank. So, if you’re wondering about Medicare coverage on your Durable Medical Equipment; ask yourself this; is this medically necessary and is my doctor going to write a prescription for this? If you can answer yes, then coverage will be likely. Will My Medicare Coverage Pay for Durable Medical Equipment? Durable medical equipment is covered under Medicare Part B. The yearly Part B deductible is applicable and then Medicare pays an 80% coinsurance. That

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Guide for Federal Retirees and Medicare Part B

Medicare Part B covers physician and outpatient services. Part B can include ambulance services and durable medical equipment as well as laboratory tests and x-rays. While most seniors get Medicare Part A “premium free”, most seniors pay a monthly premium for Medicare Part B. Generally, Part B premiums are taken out of your monthly Social Security check or a retirement check. To Take Part B or Not to Take Part B, that is the Question If you don’t take Part B when you are first eligible there is a 10% penalty on the current year premium added for each year

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Find Senior Care on Limited Budget

Recently, a reader asked, "If you can't afford to live in a senior care facility, or have family to take care of you what other options does a person have when they can't take care of yourself?" For many seniors, they survive on Social Security from month to month. The retirement years is challenging and enjoying the golden years and living comfortably is only a dream. And once they retire, they struggle. They are in survival mode. Others, like the 10,000 Americans who turn 65 every day, are just now facing the reality. When seeking care on the limited income

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Giving Back and Expanding Horizons through Volunteer Research

Group of seniors with laptop

With the added leisure time that comes in retirement, many seek out fresh ways to broaden their horizons. A new research laboratory at Harvard University offers a great opportunity to do just that. The Harvard Digital Lab for the Social Sciences (DLABSS) gives people of all ages the chance to share their opinions on social science research questions. Cutting-Edge Research Lab  DLABSS is a unique and growing community. It has hosted over 130 studies, netting over 90,000 individual survey responses. Right now, there are more than 25,000 volunteers who respond to surveys on DLABSS. They come from all over the

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Answers to 5 most Frequently Asked Hospice Questions

While most people have heard of hospice, a surprising number don’t have a complete understanding of the actual details of the method and purpose of it. November has been declared National Hospice and Palliative Care Month by the National Hospice and Palliative Care Organization (NHPCO), a time to help build awareness of comfort-based care among those it may benefit. Here are just a few common hospice questions and answers to them: What is the purpose of hospice? Hospice is a change of focus from curative treatments to a different set of goals - comfort and quality of life. Comfort care

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Deadline for Medicare Open Enrollment Nears

Deadline for Medicare Open Enrollment Nears

WITH DECEMBER 7TH DEADLINE FAST APPROACHING, easyMedicare.com OFFERS FOUR QUICK TIPS TO HELP FIND OUT IF YOUR CURRENT MEDICARE PLAN IS RIGHT FOR YOU Deadline for Medicare Open Enrollment Nears With the deadline of December 7, 2017 just a few weeks away, there is still time for those who are eligible for Medicare to make an important decision about their healthcare during the annual open enrollment period. Deadline for Medicare Open Enrollment Nears With more Medicare health plan options than ever, it is important for people to understand their options. Medicare consumers want to feel confident that the plan they choose will

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5 Tips to Maximize Your Elderly Parent’s At-Home-Care

5 Tips to Maximize Your Elderly Parent’s At Home Care

Anytime a child must care for their elderly parents it can be stressful for both parties. Many people are turning to home healthcare to combat this reality. An estimated 12 million people use these services as an alternative to nursing homes. If you are using at home care or are interested in learning more, here are five things you can do to maximize your parent’s experience. 1.) Know Your Limitations If you are going to provide at-home care for a parent, being honest with yourself about what you can and cannot do is important. Providing for another person in your home

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What Happens If You Delay Medicare Coverage? 

What Happens If You Delay Medicare Coverage? ‎

When most people start Medicare, it begins on the 1st day of the month of their 65th Birthday. Of course, this is not what is the best for everyone. Frequently,  people are choosing to continue working later into life. What Happens If You Delay Medicare Coverage?  In many cases with group insurance there is no need to start their Medicare Part B coverage. These Medicare Beneficiaries have a few options, and can delay their Part B enrollment with no penalty. If you do not have creditable coverage and you decide to delay your Part B enrollment, you will have to wait

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