Carol MarakDon’t Expect Medicare to Pay for Long-Term Care
A recent survey funded by The SCAN Foundation found close to four in 10 Americans, age 40+, believe Medicare and Social Security will pay for long-term care. The need for continuing care services and support to assist with activities of daily living will increase as the population ages. The group will require help with cooking, bathing, grooming, shopping, managing medicines, and toileting. Thirty-eight percent of the people surveyed in the 2016 Long-term Care in America report said they will rely on Medicare to pay. Correspondingly, 35% will count on Social Security and personal savings while 32% expects to depend on
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Guest BloggerDiabetic Wound Management in Long-Term Care
Caring for a wound is important for people of any age, but for diabetics, and especially seniors it’s crucial. Older patients living in long term care facilities are often not physically active, and some are completely bed bound. According to the American Diabetes Association (ADA), long term care facilities are host to a larger number of seniors dealing with diabetes. For these patients, the risk for developing pressure ulcers or bed sores, and diabetic foot ulcers (DFUs) is much higher than the general public. Since many are not up and moving around regularly, blood flow is decreased. Remaining prone or
Continue readingTake Steps to Organize your Care
A recent column discussed the significant legal paperwork and the long-term care options. Research says, most of us deny that we will ever need long-term care but reality shows differently. Take Steps to Organize your Care Today, let's look at the steps that help you plan for a medical event if one should occur. It's always best to "prepare in advance" long before you need help. By waiting for the last-minute, it could put you or the other person at risk of stress and in a position of not finding the best care. Take Steps to Organize your Care Find a support
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Jeff DaileyCan You Afford to Age in Place
As many Americans are living longer these days, many may be asking themselves, can I afford to get older? Can You Afford to Age in Place According to the Social Security Administration, the life expectancy of Americans is well into their 80's. We take a look at how elderly people are getting by and not breaking the bank as they age. It's inevitable that everyone will experience a sickness in their lifetime, but what would you do if the next time you fell ill it would bury you financially. Can You Afford to Age in Place For many people over the age
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seniorneCare About Your Care
In every community, both good and bad care is being delivered, but there are things anyone can do to improve your health and health care. Here are nine tips to improve the care you receive: Care About Your Care Talk with your doctor or nurse. Care About Your Care Share your beliefs and preferences for care. Make a list of all the questions you want to ask. Bring the list to each appointment and write down the answers. If you don't understand, ask again until you do. Care About Your Care Don't go alone. Care About Your Care Take a friend or family member
Continue readingAlzheimers Reality: Financial and Family Dynamics
The Reality of Alzheimer’s in America Financial Struggles and New Family Dynamics September is World Alzheimer’s Month, an international campaign to raise awareness and challenge stigma. Alzheimer’s disease has become so prevalent in the country, and the cases of Americans living dealing with the disease will only grow rapidly in the next years. By tomorrow or next week, it could hit any of our loved ones or ourselves, and we need to prepare for what it brings now. The Individual with Alzheimer’s According to the Alzheimer’s Association, more than five million Americans are living with the disease. The numbers are quite
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Kimberly JohnsonBudgeting Long Term Care
Budgeting Long Term Care Long-term care costs are an x-factor many people simply do not think about when budgeting their retirement. The odds you’ll need some form of long-term care, however, are surprisingly high. According to longtermcare.gov, 70% of people turning 65 should expect to use some type of long-term care in their golden years. Budgeting Long Term Care As calculated by Genworth financial, a semi-private room in a nursing home for 2015 cost an average of $80,300. When it comes to finances, seniors are generally on a fixed income, so how can a senior account for such an exorbitant cost?
Continue readingUnderstanding Long Term Care Costs
Understanding Long Term Care Costs Don't let Long Term Care Costs Surprise Your Family There are important realities to understanding long term care costs. Long term care is more expensive than most people think. And, most importantly, the cost of care is usually paid for out of savings and income. Understanding Long-Term Care Costs About 70 percent of people turning 65 can expect to need some kind of long-term care as they age. A number of public programs, including Medicare and Medicaid, may help pay for some long-term care services under certain circumstances. However, each program has specific rules about what
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