Life (and Death) Happens: Why a Plan Is So Important

Growing up as the youngest of seven children I was surrounded by many maternal figures. The age difference between me and my oldest sister is sixteen years. In addition to the love from my parents, my siblings made sure I had everything I needed – everything except a plan for the unthinkable. At 10 years old, life was “normal.” I was doing well, going to school and hanging out with my friends. My childhood home was in the suburbs of Palm Desert, Calif. My siblings and I really didn’t want for anything. My father owned his own contracting business and
Continue readingUltimate Guide to Burial Insurance


With about 40% of adults in the U.S. foregoing life insurance, it makes sense to discuss how this can affect family members and close friends. For those of you who have played a part in financing a funeral when an uninsured family member or friend has passed away, certainly, you are intimately familiar with the financial burden that can accompany the grief of losing a loved one or close friend. When the market crashed in 2007, practically every working person in America felt the impact. Many seniors who were hoping to stop working postponed their retirement parties for financial reasons
Continue readingIncapacity Happens


What does Dad want? Have you asked? How about Mom? Does anyone know what her wishes are? Has anyone asked her? And is anyone really listening to what they are saying? Incapacity Happens Life can turn on a dime. Incapacity happens. Wouldn't it be better to take some time now to get prepared? There is no time like the present to ask questions and get some answers. It’s never too late until it really is too late! Engaging in conversations about what to do in the event of incapacity or death and formulating a plan ahead of any crisis situation is
Continue readingDealing with Life after Loss


When you are trying to cope, dealing with life after loss, it can be very, very difficult. When we lose someone close to us, particularly if it is a family member or a lifelong friend, the grief can be an exceptionally powerful force in our day-to-day lives. While we can logically understand that loss is part of life, when we lose someone close, it can cause confusion, sadness, and depression. How each person copes with grief can differ, but typically time passing is what helps. But that time period may be months or even a year. There is no set
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