3 Questions to Ask Before You Use Your Emergency Fund [caption id="attachment_85709" align="alignright" width="288"] Protect your Emergency Fund[/caption] You know the drill—something breaks, wears out, or costs more than you can cash flow. So where does the extra money come from? If you’re following Dave Ramsey’s seven Baby Steps, you’ve got two options: dip into your emergency fund or start a sinking fund. 3 Questions to Ask Before You Use Your Emergency Fund Your emergency fund is the money you’ve saved for those unexpected costs that would otherwise blow your budget, like a midnight trip to the emergency room. Your sinking fund is the