Missed mortgage payment and Credit Score

Your mortgage payment doesn’t always show up on your credit report, but if you are late on multiple payments, it could affect the interest rate you’re offered from the bank when your mortgage comes up for renewal again. Missed mortgage payment and Credit Score If you miss three consecutive payments or more in a row, it will lead to foreclosure proceedings, which is when the bank or lender starts the process of legally taking ownership of your property due to the lack of payments. Banks or lenders don’t want to own your home, but if the lender isn’t getting paid, it

Continue reading

Keeping Your Credit Strong

Tips Reducing Debt

Keeping your credit clean is a matter of due diligence and you should make it a priority to give yourself a "credit checkup" every year, much like you would make it a priority to get a medical or dental checkup. Keeping Your Credit Strong Even if you don't think you have credit problems, you should get copies of your credit report. You can get them from TransUnion, Equifax, and Experian. Check these to make sure everything on there is correct. If you find errors on your credit report, clear these up immediately. If you apply for a credit card or loan,

Continue reading

Everything About 0% Intro Rate Credit Cards

Tired of reading review after review about 0% APR intro rate credit cards? Having no luck when it comes to finding an all-in-one-review about 0% APR intro rate credit cards? Confused with what you've read so far about 0% APR intro rate credit cards because everything seems to be contradictory? Well, look no more because this article is indeed what you're looking for. Everything About 0% Intro Rate Credit Cards In this article you will learn everything you want to know about 0% APR intro rate credit cards.  You may also discover more than you bargained about 0% APR intro rate

Continue reading