Lisa Ann SchreierQuick Tips Before you Listen to a Timeshare Presentation
If you’ve ever sat through a timeshare sales pitch, you know that they can be high pressure. The sales staff has been trained to do one thing and one thing only—-influence you to purchase on the spot. Because of that high pressure, these sales pitches can be laced with, ahem, some misrepresentations. Here are the most common things that are misrepresented at timeshare sales pitches: Price Today vs Price Any Other Time This is the one that is used the most, often in conjunction with ‘quoting’ some State Statute. If there is such a statute, such as in Florida, it
Continue reading
Rod SpurgeonProtecting Yourself from Credit Scams
Smart chips are continuing to working their way into credit and debit cards around the nation. While they offer a stronger measure of protection against fraud, they can also be a target for scammers. Protecting Yourself from Credit Scams Unlike magnetic strip cards, smart chip cards can be inserted into a slot on a card reader for payment processing. Data on the card’s chip can’t be read by card skimmers placed on or around a card reader, making it more difficult for criminals to acquire information from processing devices. Not every financial company has issued smart chip cards to customers.
Continue readingProtection from Timeshare Scams
Unfortunately, seniors are often the target of timeshare scams. Before you get into a timeshare investment nightmare, consider this solid advice. Follow these important tips so you don't fall for a timeshare scam: Never deal with anyone who contacts you first Never pay upfront to sell your timeshare Never pay anyone to anyone to get you out of a timeshare, except a vetted attorney Don’t buy more timeshare because the salesperson claims it will save you on annual maintenance fees Don’t fall for unsubstantiated claims that your children or grandchildren will be forced to inherit your timeshare unless you upgrade,
Continue readingHow to avoid Craigslist scammers posing as buyers
3 simple rules to protect you on Craigslist It’s finally time to part with a vehicle after years of ownership. The seller cleans out the armrest, vacuums the interior, and polishes the paint to a gleaming shine. Only after the vehicle is prettied to perfection does the owner place an ad for it on Craigslist, the popular classified ad website. What happens next isn’t something the seller expects. How to avoid Craigslist scammers posing as buyers A person emails the seller expressing interest in the vehicle. The potential buyer asks about the condition of the car, the number of miles
Continue readingNew Scam: Can you Hear Me?
In the latest ploy by scammers to steal your hard-earned cash, criminals use the lure of a free vacation to convince targets to hand over their credit card information. What these thieves also obtain is involuntary permission to charge expensive trip features on these credit cards by convincing people to answer “yes” to the question, “Can you hear me okay?” New Scam: Can you Hear Me? In this scam, a robocall (automated dialing system that plays a pre-recorded message) calls a target to pitch the free vacation. Here’s how an actual call begins: New Scam: Can you Hear Me? “Hello,
Continue reading5 Phases of a Scammer's Attack
The five phases of a scammer’s attack and how to avoid them On a recent trip to New York, I had the chance to walk around and absorb the complexity that is Times Square. The area was bustling with tourists, street performers, bright lights, and plenty of cars jockeying for position along the narrow, construction-laden streets. Among the tall buildings and bounding characters, there were individuals seeking free cash under the guise of offering free information. For you, I engaged one of these individuals in conversation to find out more about the pitch. 5 Phases of a Scammer's Attack The man
Continue readingWhen Clicking a Link Brings a Virus
I am sure you have clicked on something you wish you didn't, only to find trouble on your computer screen. Recently, a friend of mine texted me a frantic message. When Clicking a Link Brings a Virus When Clicking a Link Brings a Virus “A screen just popped up on my computer saying my computer has been blocked. It states they have been alerted that it has been infected with a virus and spyware. It’s from Microsoft and it said to call (number redacted). Could this be real? I don’t know what to do!” Clicking a Link Brings a Virus The message
Continue reading
Kimberly JohnsonHow to Stop Purse Thieves
How to Stop Purse Thieves from Stealing Your Valuables Thieves are always on the hunt for easy prey, and if you give them the chance, they’ll focus their efforts on you. One popular method of attack criminals enjoy pursuing is purse pinching at shopping centers. More specifically, they desire the contents of a purse such as cash, credit cards, checks, and any other valuables that can be converted into cash. To defeat their evil intent, you must develop practices that will make a purse appear less tempting. Here are three tips to encourage a thief to move on to an easier
Continue readingSeniors Shopping Safely Online Guide
Seniors Shopping Safely Online Guide Shopping online safely is tricky for anyone. It's especially difficult for our aging friends to keep up on all the changes technology has brought to the marketplace. Below is a very comprehensive guide to how you can shop safely online. Because let's face it, online shopping is convenient and a great way to get the things you need at a low cost! Seniors Shopping Safely Online Guide At Senior.com we committed to protecting your privacy and making your online shopping experience superb. Please check out our products to help make your life easier. We always
Continue reading