At Techboomers, one of the most common security questions that we get from our users is with respect to websites that require you to pay for something: “is it safe to put my credit card details into this website?” Often, the answer is “yes”, but some people are still a little uncomfortable with entering their credit card details into every single website that requires payment, either for a subscription to a service or an item that they want to buy from someone. And with all of the horror stories about how permanent information on the Internet is, and how often others try to steal it (and sometimes succeed), we totally understand that. How to use Paypal
That’s where a website like PayPal.com is useful. Just enter a few of your personal and financial details into PayPal, and you can use it as a payment method on millions of websites across the Internet! And here’s the kicker: you don’t have to reveal your credit card details to any of those websites. That’s right; authorization of your PayPal account is all that you need to seal the deal! How to use Paypal

So what exactly is PayPal? How to use Paypal

PayPal is a financial tool that lets you conduct transactions online without entering your financial details into every website you deal with. Link your credit card and/or bank account to PayPal, and then add to (or withdraw from) a secure money pool, shop at retailers who accept PayPal, or send money to other PayPal users.

How does PayPal work? 5 key ways to use PayPal

1. Pay from your credit card or bank account

When you sign up for PayPal, you can link your credit card account, your bank account, or both to your PayPal account. That way, when you pay for something using PayPal, you get to choose where the money comes from!

2. Create a secure pool of money How to use Paypal

You can transfer money from your bank account to your PayPal account. That way, when you want to send money or pay for something with PayPal, you can just use the money in your PayPal account. You don’t have to involve your credit card or bank account details at all in the transaction!

3. Draw money from your PayPal account when you need it

If you need to make a purchase that can’t be completed with PayPal, don’t sweat it! PayPal allows you to easily transfer money back into your bank account from your semi-anonymous pool on PayPal if liquid cash would be more useful to you in a certain situation.

4. Seamless online shopping through PayPal

Millions of websites accept PayPal as payment, and shopping with PayPal is a snap! When you go to check out, simply select PayPal as your payment type, log into your PayPal account, and select where you want the money to come from: your bank account, your credit card, or your balance on PayPal. No credit card details required!

5. Transfer money quickly and easily to other PayPal users

If your friends or family members use PayPal, too, then you can send them money when they need it with just a few quick clicks! Just type in their email address or phone number, choose how much money you want to give them (and in what currency), write them a note if you want, select where the money’s going to come from — your credit card, your bank account, or your PayPal balance — and send your gift off!

That’s an introduction to what PayPal is and what it does! Throughout our PayPal course, we’ll teach you everything you need to know to make PayPal your best friend when it comes to transferring money online. We’ll show you how to sign up for a PayPal account, transfer money to your PayPal account, use your PayPal account for online purchases, and do all this and more as safely as possible. Let us be your guide for using PayPal to move money online safely and quickly!

As more people turn to online purchases to access a world of diversified products, shoppers gain enhanced value from the items they buy. Such shopping versatility can create a form of information overload, prompting some shoppers to abandon items in their virtual shopping carts while they consider their options. To encourage customers to finalize their purchases, some online stores have simplified the process by offering a single click buying option, and scammers have taken notice. Single click purchases cost more than you think
Single click purchasing options allow online shoppers the opportunity to make a purchase by clicking a single button. The process avoids placing items in a virtual shopping cart where customers have more time to back out of a purchase. Single click purchases can be convenient for shoppers who want to minimize the time it takes to buy items, but it could also lead to dramatically higher costs for those who might not read all of the details of what they’re buying.
Single click scammers prey on those who don’t examine the details of an item by lowering the cost of their wares significantly below the competition. A scammer will then increase shipping costs far above what it would take to transport the item, hoping an enthusiastic shopper won’t notice. When shoppers see the surprisingly low prices for the items they’re seeking, they might choose to quickly grab the deals before they’re gone without reading all of the details on the listing. The single button purchase option helps speed up this process. Later on, when shoppers receive their monthly banking statements, they’re shocked to see the dramatically higher costs of the items they ordered. That’s because they failed to see the inflated cost of shipping for the items before pressing the single click purchase button.
A virtual shopping cart allows a person to see the details of a purchase before finalizing a transaction. The price of the item, shipping expense, and taxes are calculated to form a bottom line cost that a shopper can evaluate before agreeing to a purchase. Think of a shopping cart as a “Are you sure you want to do this” button. It helps create a sort of cooling off period that gives a person extra time to think twice about whether or not making the purchase is the right decision. It also allows a person to see if the costs on screen are what that individual expects. Single click purchases cost more than you think
An additional benefit of using a shopping cart instead of a single click purchasing options is the reduced number of “I want it” purchases from kids and grandkids. If you lend a child your smartphone, tablet PC or other computing device, and the single click purchasing option is switched on, a child who sees an amazing item or app for sale could tap the purchase button to instantly make that desire a reality. Keeping the option switched off will make the purchase more difficult to execute and could prevent unexpected charges on your credit card statement.
Always take the extra time to evaluate a purchase before finalizing a deal. Never sign up for the single click purchasing option and always evaluate the details of a purchase, including shipping costs, before committing yourself to it.
By Rod Spurgeon
ownyourdefense.net

Online Purchasing

How to use Paypal