The December 7th DEADLINE is FAST APPROACHING…..
The Sosa Insurance Group in West Orange Offers THREE KEY QUICK TIPS to help you find if your current Medicare Health Plan is RIGHT FOR YOU.
With the deadline of December 7, 2020 just a few weeks away, there is still time for those who are eligible for Medicare to make an important decision about their Medicare Healthcare Plan needs for 2021.
Deadline for Medicare Open Enrollment Nears
With more Medicare Health Plan options than ever, it is important for people to understand their options and specifically, what their needs are when it comes to choosing the appropriate Medicare Health Plan for them. Medicare consumers want to also feel confident that the plan they choose will not only fill their needs but their budget as well.
Now that we are in November, the attention of many retirees has turned to getting as much advice and information possible to make the right decision for them. Not only have television commercials started but everyone has been overwhelmed with mailings that have started piling up.
Making Changes to your Medicare During Open Enrollment
During this time of year, it is important to understand exactly what changes you can make to your Medicare Health Plans and how to go about making those changes.
So, what is the best way to determine whether your current Medicare plan is right for you?
For 12 years, George A. Sosa, Jr., president of The Sosa Insurance Group in West Orange, NJ, has been assisting the Medicare eligible consumer with finding the right plan for them based on the individual’s needs and their budget.
He shares 3 important reminders that you should ask yourself in order to determine which Medicare Health Plan is right for you:
- Your current Health: Are you taking different medications since last year? Some plans change their coverage, so it’s best to know what those changes will be in 2021 and which medications are covered for 2021.
- Are you concerned about out-of-pocket expenses or extra benefits? Some Medicare Advantage plans may cover much of your overall healthcare costs but they also offer a financial safety net and additional benefits such as Dental, Vision and Free Gym Membership.
- If you are considering a Medicare Advantage, whether it’s a HMO or PPO, are your doctors in the network and are your current medications in the company’s Formulary? It is critical for you to review your doctors’ participation with the plan that you are reviewing for 2021 and if your medications are in the company’s formulary.
“The education of the basics of Medicare and how it works based on your specific healthcare needs and finding the right plan for you, is the key to selecting the right plan and considering the changes that occur each year. You should not hesitate to ask the right questions.” said George Sosa.
If you, parents or a loved one is new to Medicare, considering a change or just simply want to review their plan options, please call 973-902-5445 to speak with one of our expert agents. You can also reach us by email at info@thesosainsurancegroup.com to request a quote. Consultations are free of charge.
For more information, please visit us at www.thesosainsurancegroup.com