Safeguard Your Identity During Holidays

Safeguard Your Identity During Holidays

The hustle and bustle of the holiday season is an exciting time. But from the crowded malls to the big online markdowns, a silent threat lurks – one with the ability to wipe out your good financial standing and make it a not-so-jolly holiday for you and your family. Safeguard Your Identity During Holidays Just as you would assess your holiday gift budget, it’s equally important to understand and evaluate the status of your identity, taking special precautions to help safeguard your information. Giving Information is Inevitable In the digital world, sharing your identity to obtain credit, make online holiday purchases

Continue reading

5 Tips to Prevent Identity Theft

5 Tips to Help Prevent Identity Theft

Identity theft is a serious crime that is unfortunately becoming more and more common in today’s world. Many people can become victims of this serious threat, but one group that is most targeted is seniors. Seniors are often at a higher risk of being an identity-theft victim because they often have more money saved than younger adults and they aren’t usually monitoring their credit as often. Seniors come from a time where people were more trusting and having to worry about identity theft wasn’t a norm. Because of this, sadly, they have become prime targets and need to better protect

Continue reading

How to Stop Purse Thieves

How to Stop Purse Thieves

How to Stop Purse Thieves from Stealing Your Valuables Thieves are always on the hunt for easy prey, and if you give them the chance, they’ll focus their efforts on you. One popular method of attack criminals enjoy pursuing is purse pinching at shopping centers. More specifically, they desire the contents of a purse such as cash, credit cards, checks, and any other valuables that can be converted into cash. To defeat their evil intent, you must develop practices that will make a purse appear less tempting. Here are three tips to encourage a thief to move on to an easier

Continue reading

True Story of Identity Theft

True Story of Identity Theft

True Story of Identity Theft After falling victim to identity theft for the second time in 5 years, it was clear that I needed a stronger defense against and better understanding of this particular crime. The experience has prompted me to revisit the topic of identity theft in this column. As we all know from recent media reports, it is clear that identity thieves are increasing in number and skillset, attacking in a variety of ways. In the most recent incident, my identity was stolen and used to open numerous credit cards simultaneously online. In particular, the thieves opened an

Continue reading

Tips to Protect Against Scam Artists

Tips for Money Scams

Tips to Protect Against Scam Artists Great tips and tools you can use to combat scam artists and protect yourself: Get a free copy of your credit report.  Look for irregularities and unexpected lines of credit – these are signs that you may be the victim of identity theft.  Visit www.annualcreditreport.comor call 877-322-8228 to order a copy from each of the three major credit bureaus. Place a security freeze or fraud alert on your credit report as added protection against identity theft.  A credit freeze locks down your credit.  A fraud alert requires businesses to take extra reasonable steps to verify

Continue reading

How to Avoid Telephone Scams

How to Avoid Telephone Scams

How to Avoid Telephone Scams Scams work best when a fraudster has real-time contact with a target. People find it far more difficult to say no to a live pitch than an email or mail scam. That’s exactly why telephone scams are highly effective, and why you should learn how to avoid them. How to avoid telephone scammers Scammers convince their targets to fall for their pitches by controlling a person’s emotions. Most scammers hone their pitches well before they contact you. They’ve learned what works to convince people to hand over their money, and they’ll use those skills to

Continue reading

Top Senior Scams of 2015

Top Senior Scams of 2015 People often ask me which scams are the worst. That's easy - the ones that never go away. Top Senior Scams of 2015 Every week we hear from you about the IRS scam. It occupies the No. 1 spot in my book. Crooks who leave cryptic messages telling you that you owe money to Uncle Sam are the worst. They threaten you with going to court, being thrown in jail, or losing your house for not paying income taxes. It's a fraud. If agents believe you owe money, you'll first get a notice in the U.S.

Continue reading

Tax Scam Consumer Alert

Friendly Scammers Preying on Seniors

Tax Scam Consumer Alert Seniors and consumers watch out!  Tax scams are on the rise.  We heard from several clients that received calls from fraudsters posing as IRS tax collectors asking for immediate payment or face immediate consequences.  One of our elderly clients was very frantic, nervous and scared when she received this scam call.  She really thought she needed to make a payment over the phone.  We're just thankful she thought to called us first before she did something she would regret later. Tax Scam Consumer Alert Below is additional information about this phone scam that was taken directly from

Continue reading

Protecting Yourself with Cybersecurity

What is Cybersecurity? Most refer Cybersecurity as technology security or in other words protecting your computers or data from unauthorized access, change or destruction. Most of us at one point in our lives have been a victim or know someone who has been violated by a “hacker” trying to use our personal and confidential information for their own profit or use.  If you turn on the news or read periodicals on any given day you will hear or read about financial institutions, retail institutions, government departments, hospitals, schools and airlines that are being compromised.  It is uncomfortable to think that

Continue reading