How Identity Theft Affects Taxes

How Identity Theft Affects Taxes

Precautions You Can Take Right Now When your identity is stolen, you have so many potential issues to deal with — changing passwords, closing accounts, dealing with fraudulent charges, and placing fraud alerts with the credit bureaus — that you may forget about potential tax fraud. Armed with your personal information, identity thieves can file a fraudulent tax return in your name and receive a refund before you realize your information has been compromised. Sometimes taxpayers are unaware of the breach until they have problems filing their taxes. How Identity Theft Affects Taxes What do you do if you fall victim to tax-related identity theft? Start

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Job Offer Could be a Reshipping Scam in Disguise

Job offer could be a reshipping scam in disguise

When a man recently posted his resume online, he looked forward to a new career opportunity. What he found was a chance to become an unwitting partner in a reshipping scam. Job offer could be a reshipping scam in disguise After posting his resume online, a company contacted “Billy” to tell him about a unique job offer. The company claimed to be a charitable organization that needed an independent contractor to receive donated items and mail them out to other destinations. Billy thought the job sounded easy enough, so he accepted. Soon, Billy received a variety of expensive items in the

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5 Phases of a Scammer's Attack

5 Phases of a Scammer's Attack

The five phases of a scammer’s attack and how to avoid them On a recent trip to New York, I had the chance to walk around and absorb the complexity that is Times Square. The area was bustling with tourists, street performers, bright lights, and plenty of cars jockeying for position along the narrow, construction-laden streets. Among the tall buildings and bounding characters, there were individuals seeking free cash under the guise of offering free information. For you, I engaged one of these individuals in conversation to find out more about the pitch. 5 Phases of a Scammer's Attack The man

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When Clicking a Link Brings a Virus

4 Reasons Your Wi-Fi is Slower Than It Should Be

I am sure you have clicked on something you wish you didn't, only to find trouble on your computer screen.  Recently, a friend of mine texted me a frantic message. When Clicking a Link Brings a Virus When Clicking a Link Brings a Virus “A screen just popped up on my computer saying my computer has been blocked. It states they have been alerted that it has been infected with a virus and spyware. It’s from Microsoft and it said to call (number redacted). Could this be real? I don’t know what to do!” Clicking a Link Brings a Virus The message

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Preventing Holiday Shopping Identity Theft

Preventing Holiday Shopping Identity Theft

  As if you didn’t have enough to worry about this December, tried-and-true senior scams ramp up during the holidays, according to a 2015 blog post from the Consumer Financial Protection Bureau. Fortunately, you can take steps to protect yourself — particularly as you work to cross everything off of your loved ones’ wish list. Here are some ways seniors can keep their identity safe while holiday shopping. Preventing Holiday Shopping Identity Theft Never Trust, Always Verify It’s a good idea to question any phone call you get from telemarketers this holiday shopping season — even if it seems to be

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How to Stop Purse Thieves

How to Stop Purse Thieves

How to Stop Purse Thieves from Stealing Your Valuables Thieves are always on the hunt for easy prey, and if you give them the chance, they’ll focus their efforts on you. One popular method of attack criminals enjoy pursuing is purse pinching at shopping centers. More specifically, they desire the contents of a purse such as cash, credit cards, checks, and any other valuables that can be converted into cash. To defeat their evil intent, you must develop practices that will make a purse appear less tempting. Here are three tips to encourage a thief to move on to an easier

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True Story of Identity Theft

True Story of Identity Theft

True Story of Identity Theft After falling victim to identity theft for the second time in 5 years, it was clear that I needed a stronger defense against and better understanding of this particular crime. The experience has prompted me to revisit the topic of identity theft in this column. As we all know from recent media reports, it is clear that identity thieves are increasing in number and skillset, attacking in a variety of ways. In the most recent incident, my identity was stolen and used to open numerous credit cards simultaneously online. In particular, the thieves opened an

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Avoiding Classified Ad Scams

Avoiding Classified Ad Scams

Avoiding Classified Ad Scams Classified advertising is a good way for people with something to sell to connect with those looking to make a purchase. While most transactions involve individuals who are looking for an honest deal, there are some people who seek a more disingenuous arrangement with unsuspecting targets. If those seeking an honest transaction don’t take precautions to protect themselves from scoundrels, they could end up with a drained bank account or even find themselves in a life-threatening situation. Avoiding Classified Ad Scams Honest people are always prime targets of scoundrels. Such individuals are generally less likely to immediately

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Tips to Protect Against Scam Artists

Tips for Money Scams

Tips to Protect Against Scam Artists Great tips and tools you can use to combat scam artists and protect yourself: Get a free copy of your credit report.  Look for irregularities and unexpected lines of credit – these are signs that you may be the victim of identity theft.  Visit www.annualcreditreport.comor call 877-322-8228 to order a copy from each of the three major credit bureaus. Place a security freeze or fraud alert on your credit report as added protection against identity theft.  A credit freeze locks down your credit.  A fraud alert requires businesses to take extra reasonable steps to verify

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