Kimberly JohnsonFive Solutions To Relieve Your Financial Emergencies
Financial hardship is one of the worst stresses that we can come across in our lives. While money shouldn’t equal happiness, not having the money you need, especially when you find yourself in a financial emergency, can mean more stress than you might be able to handle. Of course, there are payday loans online available in emergencies, but what else can you do to ensure that you stay afloat when things get tough? You may also consider 1 hour loans for emergencies and these top five solutions for you below. Evaluate When we find ourselves in any kind of trouble,
Continue readingBefore You Get Out of Debt
Congratulations! You’ve made the decision to get out of debt. So now what? Before You Get Out of Debt Some people never get beyond this point because they don’t know where to start. The big picture is overwhelming, so people often quit before they ever write the first check to pay off a debt. You don’t have to worry about that, though, because you’re about to discover the first step toward saying goodbye to debt. Before You Get Out of Debt Before you learn this secret, you need to be forewarned: this step may surprise you. It will seem like the wrong thing
Continue readingWhat to Do When Experiencing Financial Hardship as a Senior
Most media coverage that discusses finances for seniors often places a focus solely on retirement savings. How much does one have to save to live a comfortable retirement? Where should your investments be placed? Will you have enough saved to go on that vacation you have dreamed about your entire life? Questions like these paint a picture that senior living is a time of leisure and security. What to Do When Experiencing Financial Hardship as a Senior However, for millions of seniors in the United States, this could not be further from the truth. According to the National Council on Aging,
Continue readingTips Reducing Debt
Nobody enjoys being up to their eyeballs in debt. I mean let's face it life is hard enough without having to worry about how you're going to pay bills that seem to keep piling up all around you. If you're feeling this way I can assure you it's not just you. Sadly millions of people suffer from having to pay a large financial obligation due to an enormous amount of debt they have accumulated over time. Just doing a quick search on Google shows that there are over 16,000,000 million web pages that use the term debt reduction which explains
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Jeff DaileyCutting Expenses for Retirement
According to CNN Money, you can expect your monthly expenses in retirement to fall by 30%. Cutting Expenses for Retirement The rule of thumb is you’ll only need about 70% of your pre-retirement income to live comfortably. A 30% decrease in your expenses is natural, but you can still go further. Cutting your expenses by 50% after retirement is within the realm of possibility. Some of it will happen naturally and some of it may require action on your part. Read on to get some ideas flowing! Cutting Expenses for Retirement Payoff has Some Simple But Proactive Ways to Decrease Expenses Take
Continue readingImportant Questions to Ask Yourself for Retirement
Important Questions to Ask Yourself for Retirement Are you getting ready to start preparing for your retirement years? Whether you are 30 years old or 50 years old, this is an important step to take. Planning for your retirement doesn't have to be hard, but there are a number of bases that you must have covered to see success. To make sure that you are on the right track to seeing the retirement future you always dreamed of, there are a number of important questions that you will first want to ask yourself. The answers to these questions are
Continue readingLearn How to Deal with Debt Boldly
Learn How to Deal with Debt Boldly Are you tired of attending untimely harassing calls from your creditors reminding you about the due payments? Is making huge monthly payments becoming tough for you? If your answer to the above question is "yes", then you are facing Debt problem. Debts become a problem when you don't know how to manage it and the way out of it. Learn How to Deal with Debt Boldly Human desires are unlimited, there is no saturation point for the satisfaction level. Desires keep on growing day by day and vary from time to time. An
Continue reading3 Questions Before You Use Emergency Fund
3 Questions to Ask Before You Use Your Emergency Fund [caption id="attachment_85709" align="alignright" width="288"] Protect your Emergency Fund[/caption] You know the drill—something breaks, wears out, or costs more than you can cash flow. So where does the extra money come from? If you’re following Dave Ramsey’s seven Baby Steps, you’ve got two options: dip into your emergency fund or start a sinking fund. 3 Questions to Ask Before You Use Your Emergency Fund Your emergency fund is the money you’ve saved for those unexpected costs that would otherwise blow your budget, like a midnight trip to the emergency room. Your sinking fund is the
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