What is NORMAL Aging?

The longest research project on aging, sponsored by the National Institute on Health, the Baltimore Longitudinal Study, helps scientist piece together a more accurate perspective. Before the study, scientists compared surveyors in one age group to a contrasting set of individuals in another age group. Most of the differences between them are not attributed to age but the result of life experiences, genetics, or environmental factors. What the Baltimore Longitudinal Study did instead, was to compare two individuals, one who lived through two wars and the other raised in a peaceful and prosperous society. How each aged might differ but

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Making Your Plan for Aging

From the caregiving days when helping my parents, I learned the importance of planning ahead for my advanced years. Growing older forces change -- the kind we don't want to think about. And that change often impacts our living choices, financial matters, driving, relationships, physical and mental health and end of life. We have to think about what will happen and if we can remain at home without help? How do you tell your adult children or siblings that you want to move because you no longer feel safe at home or you feel isolated in the suburbs? What will

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What to Know About Landlords

A reader requests, "Many retirees opt to sell their homes and rent apartments.  It would be great to see something about dealing effectively with landlords as we age, particularly when it comes to important maintenance and safety issues.  Many owner landlords are reluctant to spend money or manpower on maintenance; and don't always take service requests or complaints submitted by older renters seriously and/or do not respond in a timely manner. And many seniors are reluctant to report or assert themselves for fear of reprisal or confrontational situations. Perhaps this falls somewhere under the "elder law" category?" Drive out rent

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Ways to Adjust to a New City

Are you starting over in a new city where you don't know anyone? Or thinking about making a move? Or maybe you've just moved to an independent living facility and know very few residents. I found an article on Livability and wanted to share a few great tips if you plan to make a move to a new city in the future. A few years back I made a move and glad for it. It was definitely life-changing and, rarely, disappointing - and it's something everyone should do at least once. After the move, it took a while to adjust

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Tips on Saving Money for Retirement

A great question to ask when buying something, especially big ticket items, "Is this the best you can do?" It doesn't hurt to ask. A recent article at Money features Sam Parr, founder of The Hustle, a media company that produces a popular business newsletter, has raised over $1.3 million in funding. Parr credits most of his success to the smart money habits. Save More If you're frugal and shop smart, you can put what you save into a retirement account, don't just leave that extra money sitting in the bank. Put it in a savings account. Aside from saving

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Financial Challenges of Senior Citizens

While retirement years are depicted as a period of relaxation and fun in advertisements and movies, the reality is many face financial challenges as senior citizens. If you are helping someone with their retirement planning, or are planning your own retirement, a few strategies can help you cope with feelings of anxiety or worry. Managing Financial Security It is common for individuals to think they will be able to manage their finances on their own throughout their lives. But for many, this is not the reality. Receiving support to juggle medical bills and investment accounts is often needed. This is

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Aging: Help Planning for Your Future

Aging: Help Planning for Your Future

Aging happens naturally, but aging well takes careful planning. Take steps to ensure that your financial, living, and medical needs are met in old age. When thinking about the elderly years and how they will play out usually starts after caregiving. It's when people understand the difficulties of growing older. Some see their parents deal with heart problems while others confront dementia and Alzheimer's disease. Observing decline is heart-wrenching. Caregivers feel parents are invincible but soon find out the contrary. What families learn about growing older is that getting organized and prepared for the golden years will help them the

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Aging Parents: Plan for All Seasons

Plan now for where your elders will live as they age.  Get their vision for what they want to happen if they need care or accommodations for an illness.  Having a plan is the key.  It reduces the stress, eases the frustration and makes caregiving easier for all involved.  I’ve boiled it down to 3 steps. Do your elders want to live at their own home as long as they can? Do they have a vision for where they’ll want to be if the time comes when they need care?  Does each family member have a role? First – talk

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Crazy Rich Asians: Spending Wisely Like My Grandma

“Be generous, love others, be frugal.” – Nanang (Grandma) Eugenia Soriano Love, loyalty and lots of money. That’s what the new blockbuster romantic comedy movie “Crazy Rich Asians” is all about. But not all Asians are crazy rich, so don’t be deceived by the movie. For instance, my two younger sisters and I were raised in the Philippines by our grandparents, who were farmers. When our Papa died when I was 7 years old, our young widowed Mama went thousands of miles away to Hong Kong to work so that she can financially support us. That was the only viable

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