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How Home Care Can Protect Seniors from Online Scams
Tech Support

How Home Care Can Protect Seniors from Online Scams

by Richard Bitner
written by Richard Bitner

Today’s seniors are more tech-savvy than most people give them credit for. Unfortunately, the internet still poses safety concerns for elderly users. While many baby boomers are as knowledgeable as anyone about computers and the internet, older seniors and late-adopters are often easily fooled by online tricks and scams. How Home Care Can Protect Seniors from Online Scams
If you’re concerned about an elderly loved one’s safety and security online, solutions are few and far between. You can’t be there every time your loved one is on the computer or using their tablet, and there’s no such thing as a foolproof app for detecting and preventing online scams.
One option you might not have thought about is home care. To help seniors navigate the internet and social media, some home care providers now offer tech-focused home care programs that provide seniors with in-home support for online technologies. These programs can be especially useful in combatting online fraud targeted at seniors.

Online Security Risks for Seniors

If you have an elderly loved one who uses or wants to use online technologies, your concern for their online security isn’t unfounded. Those over 65 are twice as likely to be victims of online fraud as the rest of the population, and that risk is increased in older seniors.
Older adults who use the internet can be susceptible to scams for three main reasons.

  • First, seniors tend to be more susceptible than other age groups to all types of fraud, so many seniors are already at a disadvantage.
  • Second, seniors who started using the internet late in life often aren’t equipped to identify obvious scams. The newer someone is to the internet, the more likely they are to click on a link most people would avoid.
  • Third, and perhaps most disconcertingly, scammers know that seniors are more vulnerable. This has led scammers to target online spaces where seniors are more likely to spend time.

Senior dating websites, for instance, are rife with “sweetheart” scams, a type of catfishing scheme designed specially to target lonely seniors. Fraudsters pretend to be a senior looking for love, target a vulnerable senior, then spend weeks or months developing an online relationship, often moving the relationship offline to avoid detection. Finally, the scammer invents a story where they desperately need funds, convinces the targeted senior to wire them money, and then disappears forever.
Other common scams include impersonation of tax officials, pretending to be grandchildren asking for funds, phishing websites that trick seniors into giving up banking information, or emails that ask seniors to submit sensitive personal information to receive a free prize that doesn’t actually exist.

Senior Home Care & Online Security

Helping protect seniors from obvious online scams is one of the biggest benefits of tech-focused home care services. These programs partner seniors with caregivers who are experienced internet users. Caregivers guide seniors as they use the internet and social media, giving helpful tips and advice.
When caregivers spot a dangerous looking website, email, or instant message, they can warn the senior not to engage with it. If seniors are uncertain about whether or not something is safe, they can ask the caregiver for advice.
For many seniors, having an experienced internet user around can make their online experience much less stressful and much more enjoyable. If you’re worried that your loved one might fall for an online scam, chances are that they’re just as worried as you are. Pairing them with a caregiver who can help them stay safe online will give them peace of mind and allow them to surf without anxiety.
If you think a tech-focused home care program could be beneficial to your loved one, we invite you to contact your local Visiting Angels office to learn more. How Home Care Can Protect Seniors from Online Scams

How Home Care Can Protect Seniors from Online Scams

How Home Care Can Protect Seniors from Online Scams How Home Care Can Protect Seniors from Online Scams How Home Care Can Protect Seniors from Online Scams How Home Care Can Protect Seniors from Online Scams How Home Care Can Protect Seniors from Online Scams
 
 

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How to Stop Money Scammers
Fraud & Security

How to Stop Money Scammers

by Rod Spurgeon
written by Rod Spurgeon

Why scammers get away with their crimes – and what you can do to stop them!

It’s not always easy to avoid scams. Criminals are tricky, aggressive, and they’ll say whatever they have to that will convince someone to hand over their hard-earned money. If one of these scoundrels rips you off, what will you do about it? How to Stop Money Scammers

Everyone has the potential to become a victim of a scam, including you. I’ve seen countless stories come across my desk of victims who refused to believe that scammers ripped them off until they’ve lost everything. Some victims were too embarrassed to ask for help and allowed scammers to take every dime they had over time. Scammers count on the silence and compliance of their victims, using them as their personal piggy banks over and over again for as long as possible.

You can’t afford to lose everything you’ve worked so hard to earn throughout your entire life. How to Stop Money Scammers
If you become the victim of a scam, take the following actions immediately before it happens again:

  • Call the police to report the scam. Give them as much detail about the scammer as you can. The police will not only do what they can to catch the criminals, they can also give you the guidance you need to avoid becoming a victim again.
  • Learn from the mistake. Remember the details of the call and how the scammer convinced you to give up your money. If you receive a similar call in the future, hang up without saying another word. It’s not rude to hang up on someone who is trying to steal your money – it’s self-preservation. How to Stop the Money Scammers
  • Don’t answer phone calls from unknown numbers. The best way to avoid calls from scammers is to review the Caller ID and only answer the phone when you know the identity of the caller. How to Stop the Scammers
  • If you get a large number of calls from people trying to sell you something, even if you don’t answer unknown numbers, your phone number is probably on a scammer’s list of potential targets. A good way to stop these calls is to change your telephone number, even if you’ve owned it for years or decades. That phone number is now in the hands of those who will never stop calling and will always try to steal your money.
  • Don’t sign up for free prize drawings or contests. These are ploys to get your contact information for marketing purposes. The more marketing calls a person receives, the more likely that individual will become a victim of aggressive marketing tactics. How to Stop Money Scammers
  • If you feel overwhelmed by aggressive callers or large amounts of advertising mail and don’t know what to do, seek guidance from family members. Rely on help from loved ones to stop aggressive scammers from taking advantage of you.

Don’t be embarrassed if you find out that you’ve become the victim of a scam. It happens to people of every age, gender, and ethnicity. It’s what you do after it happens that will determine if it stops or continues until you’ve lost everything. Take the actions listed above to reduce your chances of becoming a victim again.

How to Stop the Money Scammers

How to Stop the Money ScammersHow to Stop the Scammers

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