How to Avoid Probate Litigation After Death

How to Avoid Probate Litigation After Death

    If you have given any thought about to whom you want to give your belongings after your death, you will likely hire an estate lawyer to draft legal documents to carry out those intentions.  Because of the formality of the estate planning process, we all somehow assume that we can easily check that difficult task off our to-do list after we sign those documents. How to Avoid Probate Litigation After Death But Not So Fast! If you haven’t told your family your specific intentions, or discussed with them what possessions they would like to receive, they may not follow

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What is Mom's Password?

What is Mom's Password?

Let’s face it. We live in a sophisticated, technologically driven world whether we like it or not.  Like most things in life, that happens to be both good and bad news. What is Mom's Password? But with technology comes passwords, usernames,  and PIN numbers. Not only are we instructed to keep these in a “safe” place, we are challenged with the task, on a daily and sometimes hourly basis, of remembering what password goes with what. What is Mom's Password? So how do we keep all our passwords and usernames straight while we gracefully age and our short term memories grow a bit

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Scammers stealing Social Security numbers from Medicare recipients

Scammers stealing Social Security numbers from Medicare recipients

  Medicare will soon roll out new Medicare Health Insurance cards to all seniors. The new cards are designed to help prevent identity theft by removing one specific piece of information – Social Security numbers. Identity thieves are aware of this change and are currently scrambling to obtain as many Social Security numbers and other personal information from seniors as possible before the release date. Scammers stealing Social Security numbers from Medicare recipients Instead of Social Security numbers, the new cards will use unique Medicare numbers to identify cardholders. The new Medicare number is only useful for Medicare purposes and is

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Five Solutions To Relieve Your Financial Emergencies

Five Solutions To Relieve Your Financial Emergencies

Financial hardship is one of the worst stresses that we can come across in our lives. While money shouldn’t equal happiness, not having the money you need, especially when you find yourself in a financial emergency, can mean more stress than you might be able to handle. Of course, there are payday loans online available in emergencies, but what else can you do to ensure that you stay afloat when things get tough? We have five solutions for you below. Five Solutions To Relieve Your Financial Emergencies Evaluate When we find ourselves in any kind of trouble, it can definitely be

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Power & Limitations of Power of Attorney Documents

Power & Limitations of Power of Attorney Documents

Estate planning structures current and projected assets for future allocation and disposal. It eliminates the uncertainties over probate and maximizes the value of a families' or individual's estate. Having one helps reduce taxes and other expenses. Power & Limitations of Power of Attorney Documents The estate covers all the things a person owns - a car, home, another real estate, checking and savings accounts, investments, life insurance, furniture, personal possessions, even pets. Estate planning includes a will, trusts, beneficiary names, powers of appointment, a person writing the will selects a person (agent) to distribute the property under the will. An estate

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How Retirees Can Earn Money Online

How Retirees Can Earn Money Online

As a retiree, there are many activities that you can spend your days engaged in. Maybe you’re working on a project that you’ve always dreamed of doing. Perhaps you’re living casually, traveling the world or ticking off items on your bucket list. How Retirees Can Earn Money Online Whatever it is you’re doing the chances are that you’ll need money to do it, and since you’re not working, you may not want to go ‘all out’. However, instead of returning to the typical 9-5 workforce, why not use the power of the internet to earn money from the comfort of your

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How to Spot Financial Elder Abuse

How to Spot Financial Elder Abuse

Last week's column discussed telephone fraudsters and other senior scams to watch out for, especially this time of year. Unfortunately, older individuals are easy targets because we're lonely and miss the constant companionship we enjoyed at work. Or we're lonely because the spouse has passed and the adult children have busy lives. How to Spot Financial Elder Abuse That leaves seniors open to a seemingly pleasant, trustworthy, and slick professionals who use the telephone in a friendly and engaging manner and traps us with kind words and attention. Scammers are smart and well-trained. They know exactly what to say to get

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Two tips to avoid new telephone scams

TTwo tips to avoid new telephone scams

The new year presents new challenges and opportunities for everyone. While you may or may not have created a resolution list to tackle in the coming months, some individuals may have already added stealing your money on their to-do list. Two tips to avoid new telephone scams Scammers have sharpened their skills in 2017, and they’re ready to deploy their enhanced knowledge in 2018 using proven techniques, including jury duty scams and first responder scams. In a jury duty scam, a caller telephones to let you know you’ve missed your appointment for jury service. You are told you must pay

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Before You Get Out of Debt

Congratulations!  You’ve made the decision to get out of debt. So now what? Before You Get Out of Debt Some people never get beyond this point because they don’t know where to start. The big picture is overwhelming, so people often quit before they ever write the first check to pay off a debt. You don’t have to worry about that, though, because you’re about to discover the first step toward saying goodbye to debt. Before You Get Out of Debt Before you learn this secret, you need to be forewarned: this step may surprise you. It will seem like the wrong thing

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