Ultimate Guide to Burial Insurance

With about 40% of adults in the U.S. foregoing life insurance, it makes sense to discuss how this can affect family members and close friends. For those of you who have played a part in financing a funeral when an uninsured family member or friend has passed away, certainly, you are intimately familiar with the financial burden that can accompany the grief of losing a loved one or close friend. When the market crashed in 2007, practically every working person in America felt the impact. Many seniors who were hoping to stop working postponed their retirement parties for financial reasons

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Crazy Rich Asians: Spending Wisely Like My Grandma

“Be generous, love others, be frugal.” – Nanang (Grandma) Eugenia Soriano Love, loyalty and lots of money. That’s what the new blockbuster romantic comedy movie “Crazy Rich Asians” is all about. But not all Asians are crazy rich, so don’t be deceived by the movie. For instance, my two younger sisters and I were raised in the Philippines by our grandparents, who were farmers. When our Papa died when I was 7 years old, our young widowed Mama went thousands of miles away to Hong Kong to work so that she can financially support us. That was the only viable

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8 Amazing Part-Jobs for Seniors and Retirees

8 Amazing Part-Jobs for Seniors and Retirees

Life in retirement isn’t what it used to be. The economic landscape has changed, and people are living longer than ever. If you find yourself needing some extra money, or just bored, then you are in luck. There are plenty of part-time jobs available for retirees and seniors, and a lot of them can be done from the comfort of your own home. Virtual assistant Are you comfortable with technology? Perhaps you were an administrative assistant when you were working full-time. In that case, you should experience a smooth transition to becoming a virtual assistant. This is a great part-time

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Life (and Death) Happens: Why a Plan Is So Important

Growing up as the youngest of seven children I was surrounded by many maternal figures. The age difference between me and my oldest sister is sixteen years. In addition to the love from my parents, my siblings made sure I had everything I needed – everything except a plan for the unthinkable. At 10 years old, life was “normal.” I was doing well, going to school and hanging out with my friends. My childhood home was in the suburbs of Palm Desert, Calif. My siblings and I really didn’t want for anything. My father owned his own contracting business and

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How Seniors Can Keep Information Safe Online

How Seniors Can Keep Information Safe Online

What’s The Issue? The Pew Research Center found that in a 2017 study that 67% of adults ages 65 and older say they go online. In a growing technological world, seniors are having to adapt more and more to living online. How Seniors Can Keep Information Safe Online Unfortunately, since most of everyday life is spent online, the rise in online identity and financial theft has risen considerately. CNBC reported back in August that over $36 billion dollars has been stolen from seniors in online financial fraud schemes. That same report says that one in every 18 cognitively intact older adults

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How to Keep Your Finances in Check Using a Printable Calendar

How to Keep Your Finances in Check Using a Printable Calendar

Keeping a close eye and control over the finances is not always easy for the elderly or the people who are less tech savvy than our digital world requires. Sure, you can write down your expenses and make lists, but you may never get a bigger picture of your finances if you do not use a centralized method of keeping things in check. One of the seamless ways to achieve this isby using a printable calendar. Let us see today how you can make the best of it! How to Keep Your Finances in Check Using a Printable Calendar 1. Pick

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How to Avoid Probate Litigation After Death

How to Avoid Probate Litigation After Death

    If you have given any thought about to whom you want to give your belongings after your death, you will likely hire an estate lawyer to draft legal documents to carry out those intentions.  Because of the formality of the estate planning process, we all somehow assume that we can easily check that difficult task off our to-do list after we sign those documents. How to Avoid Probate Litigation After Death But Not So Fast! If you haven’t told your family your specific intentions, or discussed with them what possessions they would like to receive, they may not follow

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What is Mom's Password?

What is Mom's Password?

Let’s face it. We live in a sophisticated, technologically driven world whether we like it or not.  Like most things in life, that happens to be both good and bad news. What is Mom's Password? But with technology comes passwords, usernames,  and PIN numbers. Not only are we instructed to keep these in a “safe” place, we are challenged with the task, on a daily and sometimes hourly basis, of remembering what password goes with what. What is Mom's Password? So how do we keep all our passwords and usernames straight while we gracefully age and our short term memories grow a bit

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Scammers stealing Social Security numbers from Medicare recipients

Scammers stealing Social Security numbers from Medicare recipients

  Medicare will soon roll out new Medicare Health Insurance cards to all seniors. The new cards are designed to help prevent identity theft by removing one specific piece of information – Social Security numbers. Identity thieves are aware of this change and are currently scrambling to obtain as many Social Security numbers and other personal information from seniors as possible before the release date. Scammers stealing Social Security numbers from Medicare recipients Instead of Social Security numbers, the new cards will use unique Medicare numbers to identify cardholders. The new Medicare number is only useful for Medicare purposes and is

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