Comparing Medicare Carriers for Supplement Plans

There are many things for a Medicare Beneficiary to consider before choosing the right Medicare Supplement (Medigap) carrier for themselves. For most, they tend to look at carriers that they are familiar with to start. While it is true that all companies that offer Medigap plans must offer the exact same 10 standardized plans, the differences from company to company can vary greatly. Cost Cost is the biggest factor that most Medicare Beneficiaries investigate first, and rightfully so. The reason goes back to the plans. They are regulated by law to cover the same benefits no matter the company. Therefore,

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Why Compare Part D Plans Annually?

Why Compare Part D Plans Annually?

What is Medicare Prescription Drug Coverage (Part D)?            Prescription drug coverage is available to everyone who is enrolled in Part A and Part B of Medicare.  You have two options for getting your Part D coverage: Why Compare Part D Plans Annually? Buy a stand-alone prescription drug plan (PDP) You can enroll in a Medicare Advantage Plan that already includes prescription drug coverage. If you do not sign up for a PDP when you are first eligible, you will have to pay a penalty every year for the duration of Part D.  It is also important that you be a resident

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Deadline for Medicare Open Enrollment Nears

Deadline for Medicare Open Enrollment Nears

WITH DECEMBER 7TH DEADLINE FAST APPROACHING, easyMedicare.com OFFERS FOUR QUICK TIPS TO HELP FIND OUT IF YOUR CURRENT MEDICARE PLAN IS RIGHT FOR YOU Deadline for Medicare Open Enrollment Nears With the deadline of December 7, 2017 just a few weeks away, there is still time for those who are eligible for Medicare to make an important decision about their healthcare during the annual open enrollment period. Deadline for Medicare Open Enrollment Nears With more Medicare health plan options than ever, it is important for people to understand their options. Medicare consumers want to feel confident that the plan they choose will

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What Happens If You Delay Medicare Coverage? 

What Happens If You Delay Medicare Coverage? ‎

When most people start Medicare, it begins on the 1st day of the month of their 65th Birthday. Of course, this is not what is the best for everyone. Frequently,  people are choosing to continue working later into life. What Happens If You Delay Medicare Coverage?  In many cases with group insurance there is no need to start their Medicare Part B coverage. These Medicare Beneficiaries have a few options, and can delay their Part B enrollment with no penalty. If you do not have creditable coverage and you decide to delay your Part B enrollment, you will have to wait

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How to Avoid Medicare Late Penalties

While there are many benefits to having Traditional Medicare, the few disadvantages come in the form of late penalties. Traditional Medicare consists of two parts, Medicare Part A and Medicare Part B. Part A benefits are your hospital benefits and covers any treatment given during hospitalization. Part B consists of coverage for doctor's office visits, diagnostic testing, lab work, outpatient surgeries, and ER visits. Prescription drug coverage is not available on Medicare Part A or Medicare Part B. There is Medicare Part D, which is stand-alone insurance that provides prescription medication coverage. And while Medicare covers most everything, there’s still

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Are You Ready for Medicare Open Enrollment?

Worried senior couple discussing over medical bills at home

It's Medicare open enrollment period starting October 15 and through December 7, 2019. Your chance to change coverage (Medicare plans) if you want. Medicare Part C plans, known as Medicare Advantage plans are private health insurance plans, mainly HMOs and PPOs, for people enrolled in Medicare. If you enroll in a Medicare Advantage plan, you still have Medicare, but you get all of your Medicare-covered benefits through a private plan. Most Medicare Advantage plans also cover prescription drugs and may cover other services, like vision, dental, and hearing. If you have Part A and Part B and are covered under

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Making Changes to your Medicare During Open Enrollment

Making Changes to your Medicare During Open Enrollment

The Medicare Annual Enrollment Period: How to Make Changes to Your Plans Now that we are in October, the attention of many seniors has turned to the Medicare annual enrollment period. How could you not be thinking about it, right? The television commercials have begun, and the mailings have started piling up. Making Changes to your Medicare During Open Enrollment During this time of year, it is important to understand exactly what changes you can make to your Medicare plans and how to go about making those changes. Medicare Advantage Plan Changes If you are in a Medicare Advantage plan currently,

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Medicare and Kidney Disease

Medicare is a federal health insurance program that you pay into throughout your working career. It’s for people who are at least 65 years old or those who are under 65 years old and have a disability. It’s also for people who have permanent kidney failure, or End-Stage Renal Disease, and need dialysis or a transplant. Medicare Coverage Medicare Part A is your Hospital Insurance. Part A helps cover the cost of any inpatient care while in a hospital. Also, inpatient care in nursing facilities (this does NOT include long-term care at these facilities). There is also coverage for Hospice

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Healthcare Coverage for Rheumatoid Arthritis

Anyone with a chronic health condition knows it’s important to have healthcare coverage. For those with Rheumatoid Arthritis, healthcare coverage is vital. Rheumatoid Arthritis (RA) is an autoimmune disease affecting approximately 1.5 million people in the United States. It happens to be the most common inflammatory joint disease, affecting 1-2% of the worldwide population. The chronic inflammatory disease causes the immune system, which usually protects the body, to attack its own joints. One of the biggest concerns for most suffering from a chronic illness is health insurance coverage. The second being out of pocket costs. Medicare Coverage for Rheumatoid Arthritis

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